“Grandma: I’m in the hospital, sick, please wire money right away.” “Grandpa: I’m stuck overseas, please send money.” Grandparent scams can take a new twist – and a new sense of urgency – in these days of Coronavirus. Here’s what to keep in mind.   In grandparent scams, scammers pose as panicked grandchildren in trouble,...Read More

NOTICE TO CHAPTER 7 AND 13 TRUSTEES REGARDING RECOVERY REBATES PAID TO CONSUMER BANKRUPTCY DEBTORS UNDER THE CARES ACT OF 2020 The federal government will soon begin issuing recovery rebates to qualified individuals under the Coronavirus Aid, Relief, and Economic Security (CARES) Act of 2020 (the “Act”). The rebates total at most $1,200 per individual...Read More

Let’s do some “Mortgage Forbearance Math.” Mom and Dad have a mortgage. It’s currently $1,000.00 per month. Dad gets laid off, call or texts the Servicer, and asks for a Forbearance. In one phone call or text, he gets 6 months “off” from paying. Seven months later, Dad is finally back to work, and hasn’t...Read More