Qualification for Chapter 7 Bankruptcy is based solely on income. Specifically, income from the last six complete months. So if we are sitting in November, we analyze gross (not net) income from May 1st to September 30th. (It is a rolling six-month basis, so in December we will count June to November.) We go by...Read More

Below is a copy of a letter that attempts to scam bankruptcy filers. If you receive something like this, please contact me immediately so we can report it to the proper authorities.Read More

If you are struggling to pay your electric and gas bills, you are not alone. Recently, I called the United Illuminating Company for a client and explained that he is living solely on Social Security and cannot afford his electric bill. It did take a few minutes to get through to the customer service representative...Read More