Consumer Legal Services, LLC BLOG

The first working day of January each year is considered D-Day in my world. Lots of couples who “just wanted to get through the holidays for the kids” often file for Divorce on that day, hence why it is called D-Day.             There are two main ways to get divorced in Connecticut: Litigation and Mediation. ...Read More

Effective Jan. 1, 2024, the Fairfield Judicial District will officially become the BridgeportJudicial District, due to legislation that passed this year.“It makes sense,” Chief Court Administrator Elizabeth A. Bozzuto said. “All three of thecourthouses in this judicial district are in the city of Bridgeport, not the town of Fairfield. Thatcould confuse someone unfamiliar with the...Read More

MOST MEANS TEST NUMBERS ARE GOING DOWN Qualification for Chapter 7 Bankruptcy is based solely on income. Specifically, income from the last six complete months. So if we are sitting in October, we analyze gross (not net) income from April 1, 2023 to September 30, 2023. (It is a rolling six-month basis, so in November...Read More

It is very rare that a person is allowed to choose the law that applies to him or her. Bankruptcy in Connecticut is one of the few instances where there is that choice of laws. Let me explain how.The most common type of Bankruptcy is Chapter 7 which is often referred to as “liquidation bankruptcy.”...Read More

According to the Connecticut Housing Finance Authority, “under the American Rescue Plan Act of 2021, Connecticut has been awarded approximately $123 million to establish MyHomeCT, a program funded by the Homeowner Assistance Fund. The goal of MyHomeCT is to cure mortgage delinquencies and defaults, and prevent foreclosures among eligible homeowners that occurred as a result...Read More

The top five reasons most of my clients file for Bankruptcy are (1) loss of income, (2) foreclosure, (3) medical crises, (4) overspending, sometimes tied to an addiction or gambling and (5) divorce. I see clients at all stages of the divorce process: before, during and after. When I meet with clients before they file...Read More

The “officially released” date that appears near the beginning of each opinion is the date the opinion will be published in the Connecticut Law Journal or the date it wasreleased as a slip opinion. The operative date for the beginning of all time periods for filing postopinion motions and petitions for certification is the “officially...Read More

The first student loans, per se, were given by Harvard University to its own students in 1840. At that time, Harvard was a private single-sex educational institution and its students were all male.Over one hundred years later came the GI Bill in 1944. This gave World War II veterans access to free education.Sparked by the...Read More

In honor of International Pineapple Day on June 27th, I wanted to share this great Consumer Tip especially as we are going into a holiday next week and you can make this treat to bring to any cookout without breaking the bank. Enjoy a slice of the tropics for under $10…with this Two-Ingredient Pineapple Angel...Read More