Once your Statement of Current Monthly Income is complete and it is determined that you are a qualified candidate for a Chapter 13 Bankruptcy with enough disposable income to fund a Chapter 13 Bankruptcy Plan, I will then instruct you to complete a Credit Counseling Course which is the next step in the bankruptcy process. ...Read More

Consumers Counseling Requirements Must all individuals obtain credit counseling prior to filing a chapter 7, chapter 11, chapter 12, or chapter 13 bankruptcy? Finding a Counseling Agency Can the United States Trustee Program (USTP) help me find a credit counseling agency or recommend an agency? How does an individual locate an agency that offers credit...Read More