How does someone file a bankruptcy case? In order to file for bankruptcy, an individual must take a credit counseling course to learn about alternatives to bankruptcy as well as accurately complete and file a number of documents. SOURCE: Federal Judiciary Channel 0:01 The following program was produced by 0:03 the United States Courts. 0:09...Read More

Certain types of debt, such as child support, alimony, and most student loans, cannot be discharged in bankruptcy. Wrongful conduct may make some debts non-dischargeable. Examples of such conduct are incurring credit card charges without the intent or ability to repay, or obtaining loans using false financial information.  SOURCE: Federal Judiciary Channel (YouTube) TRANSCRIPT: 0:01 The...Read More

I help people start fresh in bankruptcy and family matters. I help people get divorced amicably. I help people keep their homes in foreclosures, or exit gracefully in bankruptcy. I help people avoid high legal fees. I help people by offering free consultations. Call or Text me if you would like to schedule a free...Read More

Settlement Addresses Robo-Signing and Other Improper Practices in Bankruptcy Cases WASHINGTON – The Department of Justice’s United States Trustee Program (USTP) has entered into a national settlement agreement with JPMorgan Chase Bank, N.A. (Chase) requiring Chase to pay more than $50 million including cash payments, mortgage loan credits and loan forgiveness to over 25,000 homeowners...Read More

I know I’ve talked about this time and time again. If you follow my blog, you are probably wondering why I’m going to dedicate another post to hiring the right lawyer for you. But I’m going to do it anyway, and I have good reason! No matter what lawyer you choose to hire, you need...Read More

Doing something new or different can be scary. You might not know what to expect, which can make you imagine the worst. If you are preparing for a meeting of the creditors or if you are taking your bankruptcy case to court, you naturally might feel nervous and unsure of how to act. The good...Read More

Many homeowners have heard the term “short sale,” but don’t really know what it means.  A short sale is basicall or texty a bank agreeing to accept less than the amount owed on a mortgage in exchange for avoiding foreclosure.  As a result of the economic downturn of 2008, impacting both the housing market and...Read More