Carnivals are a place that families go in order to have a fun night out together. With no admission fees to most carnivals or fairs, some people have the impression that they are inexpensive. Although, unfortunately, that is not always the case with these game-filled and ride oriented affairs. The cost of food, games, and rides...Read More

It’s a bit of a catch-22, isn’t it? In order to build your credit, you need to have and use a credit card. But in order to qualify for many credit cards, you need to have good credit. What are you supposed to do when you know that your credit is bad, and you fear...Read More

If you’ve decided that filing for bankruptcy is right for you, you might be wondering what will happen with your tax return. This article will discuss tax refunds and Chapter 7 bankruptcy. Whether you lose your tax refund or are allowed to keep it in bankruptcy will largely depend on the timing of your bankruptcy...Read More

Holidays can be a lot of fun, but they can also get expensive! As Easter approaches, you are probably interested in making some festive food and partaking in fun activities with your children, but you might not be sure if you can afford it. Luckily, Easter is a holiday with many opportunities to save money....Read More

In this blog we will explore a very important step in your Chapter 7 Bankruptcy process: Your Chapter 7 Bankruptcy Petition Signing and Filing. Once you have met with me for your free initial consultation, retained me to file your Chapter 7 Bankruptcy Petition and delivered to me all of the required documents, I will...Read More

During our initial Chapter 7 Bankruptcy consultation, I will go over a list of documents I need to analyze your financial circumstances.  I will ask that you prepare and deliver copies of the documents requested, and that you retain your originals.  These documents, which will include items such as pay stubs, bank statements and household...Read More

When you find yourself in debt and want to learn what your options are, the best thing to do is to find a local law firm that offers free initial Bankruptcy consultations.  I offer free initial consultations at various locations around the state of Connecticut (including Orange, Shelton, Hartford and other various locations) and will...Read More

Did you know that if there is a fire and your apartment burns down, your Landlord’s insurance policy on the building will NOT cover the contents of your home. That means you get ZERO reimbursement for all of your lost or damaged possessions like your clothes and shoes, family pictures, jewelry, text books, laptop, etc....Read More

If you decide to file for bankruptcy, but your spouse does not, you might be unsure as to what obligations your spouse has in the bankruptcy process.  If you file for bankruptcy alone, will your spouse’s credit be affected?  Will his or her debts be erased as well?   These are common questions that spouses who...Read More