Qualification for Chapter 7 Bankruptcy is based solely on income. Specifically, income from the last six complete months. So if we are sitting in November, we analyze gross (not net) income from May 1st to September 30th. (It is a rolling six-month basis, so in December we will count June to November.) We go by...Read More
Below is a copy of a letter that attempts to scam bankruptcy filers. If you receive something like this, please contact me immediately so we can report it to the proper authorities.Read More
If you are struggling to pay your electric and gas bills, you are not alone. Recently, I called the United Illuminating Company for a client and explained that he is living solely on Social Security and cannot afford his electric bill. It did take a few minutes to get through to the customer service representative...Read More
According to the Connecticut Housing Finance Authority, “under the American Rescue Plan Act of 2021, Connecticut has been awarded approximately $123 million to establish MyHomeCT, a program funded by the Homeowner Assistance Fund. The goal of MyHomeCT is to cure mortgage delinquencies and defaults, and prevent foreclosures among eligible homeowners that occurred as a result...Read More
The top five reasons most of my clients file for Bankruptcy are (1) loss of income, (2) foreclosure, (3) medical crises, (4) overspending, sometimes tied to an addiction or gambling and (5) divorce. I see clients at all stages of the divorce process: before, during and after. When I meet with clients before they file...Read More
In honor of International Pineapple Day on June 27th, I wanted to share this great Consumer Tip especially as we are going into a holiday next week and you can make this treat to bring to any cookout without breaking the bank. Enjoy a slice of the tropics for under $10…with this Two-Ingredient Pineapple Angel...Read More
There are several types of bankruptcies available to individual people and business entities. Let’s analyze each one here in a 30,000 foot overview and then in future articles we will take a deeper dive. CHAPTER 7: This is my favorite chapter and also the one I personally filed in 2009. It gives the debtor (the...Read More
As summer approaches, middle and high school students can choose from catalogues of camps that promise to improve everything from language skills to layup shots. Federal court camps prepare participants to be informed and engaged citizens in every walk of life, and at no cost. “We view the summer camps at our federal courthouses in...Read More
Love happens year-round, not only on Valentine’s Day. Unfortunately, romance scams are the same. So, along with sharing (or not) some chocolate, make Valentine’s Day a time to share with people you care about some ways to spot and avoid romance scams. Because, according to a new FTC report, people sent $547 million to online...Read More
Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19 CDC Director Dr. Rochelle Walensky has signed an extension to the eviction moratorium further preventing the eviction of tenants who are unable to make rental payments. The moratorium that was scheduled to expire on June 30, 2021 is now extended through July 31,...Read More
