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Forgiveness
Let’s do some “Mortgage Forbearance Math.” Mom and Dad have a mortgage. It’s currently $1,000.00 per month. Dad gets laid off, call or texts the Servicer, and asks for a Forbearance. In one phone call or text, he gets 6 months “off” from paying. Seven months later, Dad is finally back to work, and hasn’t...
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One of the basic principles of tax laws is if you owe a debt to someone else and they forgive that debt, the forgiven amount may be taxable.  As a result of the Mortgage Forgiveness Debt Relief Act of 2007, the statisticall or texty few homeowners who have had mortgage debt forgiven may not owe...
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