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Carnivals are a place that families go in order to have a fun night out together. With no admission fees to most carnivals or fairs, some people have the impression that they are inexpensive. Although, unfortunately, that is not always the case with these game-filled and ride oriented affairs. The cost of food, games, and rides...
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It’s a bit of a catch-22, isn’t it? In order to build your credit, you need to have and use a credit card. But in order to qualify for many credit cards, you need to have good credit. What are you supposed to do when you know that your credit is bad, and you fear...
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In this blog we will explore a very important step in your Chapter 7 Bankruptcy process: Your Chapter 7 Bankruptcy Petition Signing and Filing. Once you have met with me for your free initial consultation, retained me to file your Chapter 7 Bankruptcy Petition and delivered to me all of the required documents, I will...
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After we have our Initial Consultation and you have delivered your documents to me, I will analyze your financial circumstances and perform your Means Test.  A Means Test is an assessment used to determine if you qualify to file a Chapter 7 Bankruptcy. Before 2005 it was easy to file for bankruptcy; virtually anyone could...
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During our initial Chapter 7 Bankruptcy consultation, I will go over a list of documents I need to analyze your financial circumstances.  I will ask that you prepare and deliver copies of the documents requested, and that you retain your originals.  These documents, which will include items such as pay stubs, bank statements and household...
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When you find yourself in debt and want to learn what your options are, the best thing to do is to find a local law firm that offers free initial Bankruptcy consultations.  I offer free initial consultations at various locations around the state of Connecticut (including Orange, Shelton, Hartford and other various locations) and will...
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If you decide to file for bankruptcy, but your spouse does not, you might be unsure as to what obligations your spouse has in the bankruptcy process.  If you file for bankruptcy alone, will your spouse’s credit be affected?  Will his or her debts be erased as well?   These are common questions that spouses who...
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If you are in the process of getting divorced, it would be wise to consult a consumer attorney to analyze your financial circumstances, ensuring all of your obligations will be accounted for in the Divorce Decree/Separation Agreement, and to determine if you can handle paying them once you go back to a single income after...
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     “Do I need to bring anything?” This is the most frequently asked question I get when making an appointment for an initial consultation with a new client. The answer is always “no.” All I need to help you…is you!      If you, or someone you know, has a legal issue, the best thing to...
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