According to the Connecticut Housing Finance Authority, “under the American Rescue Plan Act of 2021, Connecticut has been awarded approximately $123 million to establish MyHomeCT, a program funded by the Homeowner Assistance Fund. The goal of MyHomeCT is to cure mortgage delinquencies and defaults, and prevent foreclosures among eligible homeowners that occurred as a result...Read More

The top five reasons most of my clients file for Bankruptcy are (1) loss of income, (2) foreclosure, (3) medical crises, (4) overspending, sometimes tied to an addiction or gambling and (5) divorce. I see clients at all stages of the divorce process: before, during and after. When I meet with clients before they file...Read More

In honor of International Pineapple Day on June 27th, I wanted to share this great Consumer Tip especially as we are going into a holiday next week and you can make this treat to bring to any cookout without breaking the bank. Enjoy a slice of the tropics for under $10…with this Two-Ingredient Pineapple Angel...Read More

There are several types of bankruptcies available to individual people and business entities. Let’s analyze each one here in a 30,000 foot overview and then in future articles we will take a deeper dive. CHAPTER 7: This is my favorite chapter and also the one I personally filed in 2009. It gives the debtor (the...Read More

As summer approaches, middle and high school students can choose from catalogues of camps that promise to improve everything from language skills to layup shots. Federal court camps prepare participants to be informed and engaged citizens in every walk of life, and at no cost. “We view the summer camps at our federal courthouses in...Read More

The Justice Department announced today that Attorney General Merrick B. Garland has selected Tara Twomey to serve as Director of the U.S. Trustee Program (USTP) at the Department of Justice. “The United States Trustee Program plays a critical role in ensuring the fairness of the bankruptcy process — including by providing impartial oversight and protecting...Read More

Release the stigma and live a life of financial freedom! The day you receive your Chapter 7 Bankruptcy Discharge is the first Debt-Free day of the rest of your life.  I know it may seem scary at first to think you will have no credit and not be able to fall back on credit cards...Read More

Congratulations, you have successfully completed your Chapter 7 Bankruptcy case and received your Discharge! But…just what is a Discharge anyway!?! One of the most frequently asked question I get from my clients is “WHAT IS A DISCHARGE?” So, in this Chapter 7 Series Blog installment I am going to fully explain what a Chapter 7...Read More

The last action you must take in your Chapter 7 Bankruptcy Process will be taking the Debtor Personal Financial Management Education Course.  This is actually fun and will be your first step on the road to a healthy financial life!   In order to receive your Discharge you must complete an “instructional course concerning personal...Read More

In my last blog entry of this Chapter 7 Series I explained who the Chapter 7 Trustee is and what role he or she plays in your Chapter 7 Bankruptcy Case.  This week I am going to stay with that topic, and add some information on just what to expect at a typical Section 341...Read More