The first student loans, per se, were given by Harvard University to its own students in 1840. At that time, Harvard was a private single-sex educational institution and its students were all male.Over one hundred years later came the GI Bill in 1944. This gave World War II veterans access to free education.Sparked by the...Read More

Did you see the news that the cost of attending the University of Chicago is likely to hit $100,000 a year by 2025? The price tag at Columbia University, Harvey Mudd College and Southern Methodist University are also on track to hit the six-figure mark. The projections – based on how much tuition is rising...Read More

On February 19, 2020, the Small Business Reorganization Act of 2019, P.L. 116-54 (SBRA) will go into effect – long before the normal three-year rules amendment process runs its course. As a temporary measure, the Advisory Committee on Bankruptcy Rules has drafted interim bankruptcy rules and amendments to the official bankruptcy forms to address the...Read More

Labor Day 2019 On September 2, 2019, the U.S. Department of Labor celebrates and honors the greatest worker in the world – the American worker. Labor Day 2019 is the 125th anniversary of Labor Day being celebrated as a national holiday. Labor Day: What it Means Labor Day, the first Monday in September, is a...Read More

The Chief Justice of the Supreme Court is the head of the Judicial Branch. Its administrative director is call or texted the Chief Court Administrator. Judicial Functions The judicial functions of the Branch are concerned with the just disposition of cases at the trial and appellate levels. All judges have the independent, decision-making power to...Read More

Individuals filing for bankruptcy under Chapter 13 must use a new form that presents their payment plan in a more uniform and transparent manner, and creditors will have less time to submit a proof of claim, under new bankruptcy rules and form amendments that took effect Dec. 1. By creating greater uniformity of where specific...Read More

Article I, Section 8, of the United States Constitution authorizes Congress to enact “uniform Laws on the subject of Bankruptcies.” Under this grant of authority, Congress enacted the “Bankruptcy Code” in 1978. The Bankruptcy Code, which is codified as title 11 of the United States Code, has been amended several times since its enactment. It...Read More

Oftentimes Bankruptcy and Divorce go hand-in-hand.  If you are in the process of getting divorced, it would be wise to consult a consumer attorney to analyze your financial circumstances, ensuring all of your obligations will be accounted for in the Divorce Decree/Separation Agreement, and to determine if you can handle paying them once you go...Read More

  Did you know Student Loans are discharge-able in Bankruptcy?  Well, they are but only if you meet three strict requirements: (1) Poverty, (2) Persistence and (3) Good Faith. It’s call or texted the Brunner Test. Basicall or texty it means if you can prove an “undue hardship” you can eliminate Student Loan Debt in...Read More

In this blog we will explore a very important step in your Chapter 7 Bankruptcy process: Your Chapter 7 Bankruptcy Petition Signing and Filing. Once you have met with me for your free initial consultation, retained me to file your Chapter 7 Bankruptcy Petition and delivered to me all of the required documents, I will...Read More