It’s a bit of a catch-22, isn’t it? In order to build your credit, you need to have and use a credit card. But in order to qualify for many credit cards, you need to have good credit. What are you supposed to do when you know that your credit is bad, and you fear...Read More

If you’re living on a tight budget and find yourself barely scraping by from paycheck to paycheck, getting your tax returns might seem like an incredible gift. However, you want to use this gift wisely. While it is natural to want to spend your tax returns immediately, there are better ways to use this money,...Read More

If you’ve decided that filing for bankruptcy is right for you, you might be wondering what will happen with your tax return. This article will discuss tax refunds and Chapter 7 bankruptcy. Whether you lose your tax refund or are allowed to keep it in bankruptcy will largely depend on the timing of your bankruptcy...Read More

In your Chapter 7 Bankruptcy process there will be 3 main characters: you, your attorney and the Chapter 7 Bankruptcy Trustee assigned to your case.  In short, a Chapter 7 Bankruptcy Trustee is the person who oversees your Bankruptcy Case. There are currently ten Chapter 7 Trustees in the State of Connecticut who are appointed...Read More

In this blog we will explore a very important step in your Chapter 7 Bankruptcy process: Your Chapter 7 Bankruptcy Petition Signing and Filing. Once you have met with me for your free initial consultation, retained me to file your Chapter 7 Bankruptcy Petition and delivered to me all of the required documents, I will...Read More

After we have our Initial Consultation and you have delivered your documents to me, I will analyze your financial circumstances and perform your Means Test.  A Means Test is an assessment used to determine if you qualify to file a Chapter 7 Bankruptcy. Before 2005 it was easy to file for bankruptcy; virtually anyone could...Read More

Did you know that if there is a fire and your apartment burns down, your Landlord’s insurance policy on the building will NOT cover the contents of your home. That means you get ZERO reimbursement for all of your lost or damaged possessions like your clothes and shoes, family pictures, jewelry, text books, laptop, etc....Read More

     “Do I need to bring anything?” This is the most frequently asked question I get when making an appointment for an initial consultation with a new client. The answer is always “no.” All I need to help you…is you!      If you, or someone you know, has a legal issue, the best thing to...Read More

When you find yourself in debt and want to learn what your options are, the best thing to do is to find a local law firm that offers free initial Bankruptcy consultations.  We offer free initial consultations at our office or your home.  We have day, evening and weekend appointments available and will even skype with you!...Read More

The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s credit reporting...Read More