If you’re thinking about filing for bankruptcy, you might not be sure of which debts are dischargeable in bankruptcy and which are not. One type of bankruptcy that most people think is not dischargeable in bankruptcy is back rent. However, this rent can actually be discharged as unsecured debt. If you are behind on your...Read More

An adversary proceeding is separate from the bankruptcy case that is taking place and it is important to understand this distinction. Put simply, an adversary proceeding is a separate lawsuit that arises during the bankruptcy case when a complaint is filed. An adversary proceeding is heard in front of a judge and is thus a judicial mechanism...Read More

You’re at the end of your wits. The call or texts come in non-stop. When you get home from work, there are messages on your answering machine. When you’re cooking dinner, the phone rings. When you’re eating dinner, the phone rings. When you’re watching Game of Thrones, the phone rings. When you’re trying to sleep,...Read More

What is Chapter 7 Bankruptcy? Chapter 7 Bankruptcy was enacted to allow persons who are hopelessly burdened by debt to have an opportunity for a new beginning by wiping out unsecured debts (debts that aren’t tied to any specific item of property, most commonly credit cards). Chapter 7 is designed for persons who cannot afford...Read More

Absolute Priority The order of payment to the different classes of creditors mandated by the Bankruptcy Code. Accord and Satisfaction An agreement to settle a contract dispute by accepting less than what’s due. Adequate Protection The right of a party with an interest in the debtor’s property to assurances its interest will not be diminished...Read More

If you’re living on a tight budget and find yourself barely scraping by from paycheck to paycheck, getting your tax returns might seem like an incredible gift. However, you want to use this gift wisely. While it is natural to want to spend your tax returns immediately, there are better ways to use this money,...Read More

For most college students, going away on spring break is a rite of passage, an item to check off of the “college experience” bucket list. While taking a trip with friends for spring break can be a blast, and you’ll make memories that you’ll talk about for years to come, a big trip can cause...Read More

In the past I have talked about some different ways that you can use your tax return to your advantage in order to get out of debt and save for the future. One of the tips I gave in that article is to use your tax return to file for bankruptcy and hire a bankruptcy lawyer....Read More

If you find yourself in debt, and you want to spend the New Year focusing on getting out of it, you might not know where to begin. How can you get your debt under control and make a plan that will not only help you with debt management, but also one that you can actually...Read More

Estate planning is an important yet oftentimes overlooked step that all people should take as they get older and get their affairs in order. Yes, most of us know that we should create a Last Will or name an executor to our estate, but how many people focus on estate planning as an essential part...Read More