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No.  Not that F Word.

The word I am talking about is Forgiveness.

In particular, Debt Forgiveness.

Let go...or be dragged. -Zen Proverb
Let go…or be dragged.
-Zen Proverb

This can be achieved through Bankruptcy or Bankruptcy Alternatives.

I talk a lot about Bankruptcy, but it’s not for everyone.

So, what are the alternatives? Here are the top three:

  • Repayment with Workouts

(aka Debt Negotiation)

  • Debt Management with Strict Budgeting

(read our budgeting blog here)

  • Claims under the Fair Debt Collection Practices Act

Don’t let your debt drag you down.

Let it go.

For more information, contact me here.

Sincerely,

Theresa Rose DeGray

Attorney at Law

PS: Debt Forgiveness may result in tax consequences; whereas Bankruptcy does not.