Consumer Legal Services, LLC BLOG

Choosing the Right Credit Card Processor for your Business Choosing the right credit card processor for your business is a lot more important than you might think.  In this under-regulated industry, here are some of the top questions to ask when deciding who to use for your business: IS THERE A CONTRACT? Most processors will...Read More

Bankruptcy filings fell 0.3 percent for the 12-month period ending June 30, 2019, according to statistics released by the Administrative Office of the U.S. Courts. Annual bankruptcy filings totaled 773,361, compared with 775,578 cases in the year ending June 2018. Business filings rose by 1.1 percent, just the third time since 2010 that business bankruptcies...Read More

Passwords – Hate Them or Love Them, You’re Stuck with Them Passwords are the bane of every person who uses multiple social media and email platforms.  At your job many people (including you maybe?) hate them and do their best to circumvent best practices. Meanwhile people like me can’t fathom why anyone would use password123...Read More

You have come a very long way, and I want to be the first person to CONGRATULATE you on completing all of your Chapter 13 Bankruptcy Plan Payments, and successfully receiving a Chapter 13 Bankruptcy Discharge!  I understand what an incredible accomplishment this is and admire your determination to clean up your debt and get...Read More

Congratulations, you have successfully completed your Chapter 13 Bankruptcy case and received your Discharge!  But…just what is a Discharge anyway!?!   The most frequently asked question I get from my clients is “WHAT IS A DISCHARGE?” So, in this Chapter 13 Series Blog installment I am going to fully explain what a Chapter 13 Bankruptcy...Read More

Carnivals are great places to go where families can have fun times together and make great memories.  With no admission fees to most Carnivals, often folks have the false impression that they are inexpensive.  Unfortunately, that is not always the case.  The cost of food, games and rides most certainly adds up and a so-call or texted...Read More

The last action you must take in your Chapter 13 Bankruptcy Process will be taking the Debtor Personal Financial Management Education Course.  This is actually fun and will be your first step on the road to a healthy financial life! In order to receive your Discharge you must complete an “instructional course concerning personal financial...Read More

The next step in your Chapter 13 Bankruptcy Process will be to attend your Chapter 13 Bankruptcy Plan Confirmation Hearing.  Do not be alarmed!  You will likely not have to testify at this Hearing at all.  But I will explain below the process leading up to and including your Conformation Hearing, so you can have...Read More

In my last blog entry of this Chapter 13 Series I explained who the Chapter 13 Trustee is and what role she plays in your Chapter 13 Bankruptcy Case.  In this blog I am going to stay with that topic, and add some information on just what to expect at a typical Section 341 Meeting...Read More