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If you are in debt, creditors can be brutal in their pursuit for their money.  Harassing phone calls, emails, letters, etc. can be sent to you, and this can be extremely overwhelming.  Being in debt is difficult enough to deal with, but having to deal with nasty creditors on top of that can push you...
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When you find yourself in debt and you contemplate debt consolidation, you are simply putting a Band-Aid on the problem. When you find yourself in too deep and rob Peter to pay Paul, like taking money from your 401K to pay medical bills or refinancing your home to pay off credit card debt, you are slowly peeling the Band-Aid off...
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If you have decided to file for bankruptcy, the next step is hiring a bankruptcy lawyer.  Such lawyers are familiar with bankruptcy laws and cases, and can help make the bankruptcy process as easy and pain-free as possible.  However, all bankruptcy lawyers are not the same.  There are some questions that you should consider asking...
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Since an increasing number of individuals and businesses are filing bankruptcy, it is not uncommon to receive a notice of bankruptcy filing from someone who owes you money or has property that you have an interest in. A “notice of bankruptcy filing” is simply a letter that advises you that the individual or business owing...
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It’s that time of year again – when we hear about “Dads & Grads!”  It’s also the one time of year I always Google and re-read Baz Luhrmann’s Lyrics to Everybody’s Free (To Wear Sunscreen).  Here they are, hope you get a kick out of them, too! Ladies and Gentlemen of the class of ’99 If...
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