Once your Statement of Current Monthly Income is complete and it is determined that you are a qualified candidate for a Chapter 13 Bankruptcy with enough disposable income to fund a Chapter 13 Bankruptcy Plan, I will then instruct you to complete a Credit Counseling Course which is the next step in the bankruptcy process. ...Read More

Now that we have met each other and you have delivered your documents to me, I will analyze your financial circumstances and prepare your Statement of Current Monthly Income.  A Statement of Current Monthly Income is an assessment used to determine your disposable income which is used to fund your Chapter 13 Bankruptcy Plan. The...Read More

During our initial Chapter 13 Bankruptcy consultation, I will go over a list of documents I need to analyze your financial circumstances.  Initially I will use these documents to prepare your Statement of Current Monthly Income and ultimately to prepare your Chapter 13 Bankruptcy Petition and Plan for repayment. I will ask that you prepare...Read More

“Erase everything from the past that does not serve you, and be grateful it brought you to this place now, and to a new beginning.” – Rhonda Byrne May 28, 2009 was literally (and not figuratively) the first day of the rest of my life. It was a second chance in the truest sense and...Read More

After your initial consultation, I will analyze your financial circumstances and perform your Means Test. A Means Test is an assessment used to determine if you qualify to file a Chapter 7 Bankruptcy. Before 2005 it was easy to file for bankruptcy; virtually anyone could do so. In 2005 Congress enacted the Bankruptcy Abuse Prevention...Read More

About a year ago, over the course of many months, in between taking care of my son and clients, I co-authored a book call or texted “Tiger Tactics: Powerful Strategies for Winning Law Firms.”  Below is a sample.  Copies can be ordered on TigerTacticsBook.com. Balance They say when you have a baby, you should sleep...Read More

THE FIRST STEP on your journey to a fresh start begins with a free and confidential consultation to learn exactly what your options are.  I offer initial consultations at various locations around the state of Connecticut (including Orange, Shelton and Wethersfield) and will strive to find a convenient time and place to meet with you.  I have...Read More

March 14, 2019 The Census Bureau’s Median Family Income Data accessible through the “Means Testing Information” page has been updated. The U.S. Trustee Program will apply the updated data to all cases filed on or after April 1, 2019. SOURCE: https://www.justice.gov/ustRead More

“Leverage: the use of a small initial investment…to gain a very high return.” — Dictionary.com           I have been debating how to talk about this in a delicate manner and I simply could not figure it out. So, I will just come out and say it: People being crushed by debt can leverage their tax...Read More

1. Where can I find general information about Child Support Enforcement Services? The Connecticut Child Support Enforcement Program (referred to as the “IV-D” program) is a cooperative effort between the Judicial and Executive Branches of Connecticut government. The primary Judicial Branch component of the IV-D program is the Support Enforcement Services Unit of the Court...Read More