Here you are in your golden years and you’re also in overwhelming debt. The question now becomes “what should you do?” If you have retirement savings, you can use that to pay down debt, but then you won’t have anything left to live on. Or, a smarter choice, would be to keep your retirement savings,...Read More
DEUTSCHE BANK NATIONAL TRUST COMPANY,TRUSTEE v.JOSEPH R. PONGER ET AL.(AC 41014) DiPentima, C. J., and Moll and Sullivan, Js. Syllabus The plaintiff bank sought to foreclose a mortgage on certain real property owned by the defendant T and her former spouse, P. T and P had executed a mortgage deed, and P had executed a...Read More
Each month, the one thing that people spend a significant amount of money on is food. Grocery shopping can be overwhelming, time-consuming, and expensive – but it doesn’t have to be! I’ve created a list of my best grocery shopping hacks to make sure that you keep the costs down and save money when grocery...Read More
Bankruptcy filings fell 0.3 percent for the 12-month period ending June 30, 2019, according to statistics released by the Administrative Office of the U.S. Courts. Annual bankruptcy filings totaled 773,361, compared with 775,578 cases in the year ending June 2018. Business filings rose by 1.1 percent, just the third time since 2010 that business bankruptcies...Read More
Passwords – Hate Them or Love Them, You’re Stuck with Them Passwords are the bane of every person who uses multiple social media and email platforms. At your job many people (including you maybe?) hate them and do their best to circumvent best practices. Meanwhile people like me can’t fathom why anyone would use password123...Read More
You have come a very long way, and I want to be the first person to CONGRATULATE you on completing all of your Chapter 13 Bankruptcy Plan Payments, and successfully receiving a Chapter 13 Bankruptcy Discharge! I understand what an incredible accomplishment this is and admire your determination to clean up your debt and get...Read More
Congratulations, you have successfully completed your Chapter 13 Bankruptcy case and received your Discharge! But…just what is a Discharge anyway!?! The most frequently asked question I get from my clients is “WHAT IS A DISCHARGE?” So, in this Chapter 13 Series Blog installment I am going to fully explain what a Chapter 13 Bankruptcy...Read More
The last action you must take in your Chapter 13 Bankruptcy Process will be taking the Debtor Personal Financial Management Education Course. This is actually fun and will be your first step on the road to a healthy financial life! In order to receive your Discharge you must complete an “instructional course concerning personal financial...Read More
The next step in your Chapter 13 Bankruptcy Process will be to attend your Chapter 13 Bankruptcy Plan Confirmation Hearing. Do not be alarmed! You will likely not have to testify at this Hearing at all. But I will explain below the process leading up to and including your Conformation Hearing, so you can have...Read More
In my last blog entry of this Chapter 13 Series I explained who the Chapter 13 Trustee is and what role she plays in your Chapter 13 Bankruptcy Case. In this blog I am going to stay with that topic, and add some information on just what to expect at a typical Section 341 Meeting...Read More
