When you find yourself in debt and you contemplate debt consolidation, you are simply putting a Band-Aid on the problem. When you find yourself in too deep and rob Peter to pay Paul, like taking money from your 401K to pay medical bills or refinancing your home to pay off credit card debt, you are slowly peeling the Band-Aid off...Read More

Since an increasing number of individuals and businesses are filing bankruptcy, it is not uncommon to receive a notice of bankruptcy filing from someone who owes you money or has property that you have an interest in. A “notice of bankruptcy filing” is simply a letter that advises you that the individual or business owing...Read More