Perhaps mold is a concern because you are purchasing a home and your inspection is soon, or maybe you suspect the presence of mold in your current home. Mold spores are present everywhere we live and breathe.  Mold spores enter our homes through open windows, our shoes from outside, or items we bring inside. It...Read More

by Seena Gressin Re-posted from the Federal Trade Commission Website If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies. Here are the facts, according...Read More

Hello, and welcome to my new video blog series. My name is Theresa DeGray and I am an attorney in Connecticut. I practice in the areas of Bankruptcy, Foreclosure and Civil Litigation Defense. Please click below to watch my first vlog in which I answer the most frequently asked question: “What is a Return Date?” In all civil cases, at...Read More

Consumers Counseling Requirements Must all individuals obtain credit counseling prior to filing a chapter 7, chapter 11, chapter 12, or chapter 13 bankruptcy? Finding a Counseling Agency Can the United States Trustee Program (USTP) help me find a credit counseling agency or recommend an agency? How does an individual locate an agency that offers credit...Read More