Everyone should have a basic estate plan, especially if you have children. We offer a very affordable package that includes the following documents: Last Will and Testament Living Will Power of Attorney Call or Text today to set up a free appointment to discuss your personalized estate plan with Attorney Theresa Rose DeGray, who can...Read More
Bankruptcy is a choice that may help if you are facing serious financial problems. You may be able to cancel your debts, stop collection call or texts, and get a fresh financial start. Bankruptcy can help with some financial problems, but does not guarantee you will avoid financial problems in the future. If you choose...Read More
A decision to file for bankruptcy should be made only after determining that bankruptcy is the best way to deal with your financial problems. This blog can not explain every aspect of the bankruptcy process. If you still have questions after reading it, contact Consumer Legal Services, LLC for a FREE consultation today! What Is...Read More
Are you maxed out on your credit cards? Have you recently been laid off? Do you have unexpected medical bills? Is your phone ringing off the hook with aggressive bill collectors? Has your mortgage ballooned out of control? In a nutshell, are your bills more than you can pay? Fortunately, there’s a bailout available to...Read More
Attorney DeGray is proud to announce that Consumer Legal Services, LLC will be participating in the New Haven Volunteer Attorney Program giving Free Foreclosure and Loan Modification Advice. Through this program, parties will have free consultations with a volunteer attorney on issues such as mortgage modification, foreclosure and/or foreclosure mediation. Attorney DeGray and the other volunteer attorneys will provide parties with a...Read More
If you decide to seek bankruptcy relief, you can represent yourself, you can hire an attorney to represent you, or you can get help in some localities from a bankruptcy petition preparer who is not an attorney. THE LAW REQUIRES AN ATTORNEY OR BANKRUPTCY PETITION PREPARER TO GIVE YOU A WRITTEN CONTRACT SPECIFYING WHAT THE...Read More
This court order grants a discharge to the person named as the debtor. It is not a dismissal of the case and it does not determine how much money, if any, the trustee will pay to creditors. Collection of Discharged Debts Prohibited The discharge prohibits any attempt to collect from the debtor a debt that...Read More
Most people with debt problems are, at least intially, highly resistant to the idea of filing for bankruptcy. Filing chapter 7 or chapter 13 is often viewed as taking the easy way out, or looked at as a good way to ruin one’s future credit rating, or as a moral failing best to be avoided. These viewpoints, combined with financial...Read More
When you’re pressured by Foreclosure In today’s housing market, many people are facing potential mortgage foreclosure even the people who never imagined that this could happen to them. Maybe you had to move because your family grew, you got a divorce or you needed to relocate for a job. Or maybe you cannot close the...Read More
