While bankruptcy can be stressful and frustrating, it is meant to help you in the long run. Because of this, it is not impossible to refinance your mortgage after bankruptcy. Depending on what type of bankruptcy you file for, you should be able to refinance fairly soon after your bankruptcy. Chapter 7 bankruptcy generally ends...Read More
Having a property appraised is a basic part of the mortgage process. Mortgage companies give loans to potential homeowners based upon the value of the property. When a home is used as collateral for a loan, the lender probably wants an appraisal report to make sure that the loan will be assured. This leads to...Read More
Filing for bankruptcy is a big decision. You are probably nervous and overwhelmed about this step in your life. For this reason, you should not go through this alone! Hiring a bankruptcy lawyer will take a lot of the stress and guesswork out of this process. However, you might be hesitating to hire a lawyer...Read More
A sure-fire way to get into debt quickly is to start accumulating interest on some type of balance. Whether you’re dealing with a student loan, a mortgage, or a credit card, interest is the kiss of death for those trying to get out of debt and stay out of debt. It can be very difficult...Read More
If you own a small business and you want to file for bankruptcy, you generally choose to file Chapter 7 bankruptcy or Chapter 13 bankruptcy, depending on your individual situation. However, there is another type of bankruptcy that you can file for. Chapter 11 bankruptcy is an option for small businesses that want to restructure...Read More
Today’s Guest Blogger is Kimberly Spanier who owns and operates Everything Under the Roof, LLC, with her husband, Jay. At work they are a husband and wife team, but at home they are a mom and dad team, so they truly understand the importance of keeping a home improvement project orderly and on time, while...Read More
Recently, I appeared as a guest on a talk-radio show with host, Eric Lopkin. Click here to listen to the episode and learn more about me and my practice.Read More
Welcome to 2015! I hope that you had a wonderful holiday with friends and family and had the opportunity to relax a bit. At this time of year, many people turn to “new year resolutions.” “Yes, this year I’m going to use that gym membership!” “I will finally write that novel in 2015!” “Hmmm. I’ve...Read More
The Supreme Court granted certiorari today in two of the three Chapter 7 lien-strip-off cases challenging the Eleventh Circuit decision in McNeal. Bank of Amer. v. Toledo-Cardona, No. 14-163 and Bank of Amer. v. Caulkett, No. 13-1421 (petition granted Nov. 17, 2014) (consolidated for argument) (Bank of Amer. v. Bello, No. 14-235 is still pending)....Read More
“Theresa really helped me through a difficult situation and provided a simple solution at a reasonable rate. I highly recommend Theresa for legal matters.” –T.C. “Back in the early 2000s, I taught Alternative Dispute Resolution at the Southern New England School of Law (now the UMass School of Law). Theresa was a star student in...Read More
