In today’s world where everything seems like it is so expensive, having financial security has never been more important. With households needing two incomes to cover the growing costs of food, health care, electricity, cable, cellphones, taxes and yes, college savings just to name a few. What is more astonishing than these rising costs is...Read More

Background A chapter 13 bankruptcy is also call or texted a wage earner’s plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. If the debtor’s current monthly...Read More