If you’re trying to save money, you might be wondering when you should skimp and when you should proceed as you normally would. Birthdays and holidays are events that can be particularly hard to handle while you are trying to save money because these occasions are usually expensive. With Thanksgiving approaching, it is important that...Read More

In today’s world of financial turmoil the scariest part is trying to decipher what those three little numbers mean.  No I don’t mean your weight; I’m talking about your Credit Scores!!  A subject that no one wants to talk about and even less people truly understands.  Well today I’m here to teach you how credit...Read More

As many of you know, I am a proud member of the Orange Network of Executive Women (N.E.W.). This year N.E.W.’s annual scholarship fundraiser will take place on November 5, 2015 at 5:30 at St. Barbara’s Greek Orthodox Church in Orange. I will have a tabletop there and I will be raffling off a FREE...Read More

I love the summer, but by the time it draws to an end and the leaves start changing, I get excited for autumn in the Northeast. For me, fall signifies hiking through the foliage, apple cider, and of course, all things pumpkin! If you’ve got that fall pumpkin craving, check out these awesome and cheap...Read More

What exactly is an objection to bankruptcy discharge? Is a creditor or a bankruptcy trustee trying to challenge debts that you are trying to discharge? If there has been an objection to your bankruptcy discharge, do not panic. In this article I will explain what this objection means and how you should proceed. If you...Read More

If you have come to the realization that your debt is too overwhelming for you to manage on your own, you might consider filing for bankruptcy. However, before you can begin the process of filing for bankruptcy, you will have to go through a process call or texted pre-bankruptcy counseling. This is a mandatory process...Read More

Chapter 15 is a new chapter added to the Bankruptcy Code by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. It is the U.S. domestic adoption of the Model Law on Cross-Border Insolvency promulgated by the United Nations Commission on International Trade Law (“UNCITRAL”) in 1997, and it replaces section 304 of the...Read More

Background A case filed under chapter 11 of the United States Bankruptcy Code is frequently referred to as a “reorganization” bankruptcy. An individual cannot file under chapter 11 or any other chapter if, during the preceding 180 days, a prior bankruptcy petition was dismissed due to the debtor’s willful failure to appear before the court...Read More

In today’s world where everything seems like it is so expensive, having financial security has never been more important. With households needing two incomes to cover the growing costs of food, health care, electricity, cable, cellphones, taxes and yes, college savings just to name a few. What is more astonishing than these rising costs is...Read More

Background A chapter 13 bankruptcy is also call or texted a wage earner’s plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. If the debtor’s current monthly...Read More