Consumer Legal Services, LLC BLOG

You’ve just graduated from college.  Four years of writing papers, cramming for tests, and juggling your social, academic, and work life are now behind you.  You have the golden ticket to get you the perfect job – A Bachelor’s degree.  Now you can move into a cool apartment, make tons of money, and pay off...Read More

Welcome to 2015! I hope that you had a wonderful holiday with friends and family and had the opportunity to relax a bit. At this time of year, many people turn to “new year resolutions.” “Yes, this year I’m going to use that gym membership!” “I will finally write that novel in 2015!” “Hmmm. I’ve...Read More

Continuing with the Bankruptcy Success Series, this time we are featuring fellow Connecticut resident P.T. Barnum.  Yes, this famous showman and businessman was excellent at displaying oddities and wowing crowds worldwide, but he was not always diligent with his money. P.T. Barnum is a Connecticut legend – many of you may have visited the P.T....Read More

The short answer is YES! Let’s take a more in-depth look here. There are a lot of different terms for the people who call or text you attempting to collect credit accounts that are past due. I want to take the mystery out of these terms and tell you EXACTLY who and what you are...Read More

When you find yourself in debt and want to learn what your options are, the best thing to do is to find a local law firm that offers free initial Bankruptcy consultations.  I offer free initial consultations at various locations around the state of Connecticut (including Orange, Shelton, Hartford and Guilford) and will strive to...Read More

The Supreme Court granted certiorari today in two of the three Chapter 7 lien-strip-off cases challenging the Eleventh Circuit decision in McNeal. Bank of Amer. v. Toledo-Cardona, No. 14-163 and Bank of Amer. v. Caulkett, No. 13-1421 (petition granted Nov. 17, 2014) (consolidated for argument) (Bank of Amer. v. Bello, No. 14-235 is still pending)....Read More

Last night, I had the honor and privilege of attending the New Haven Legal Assistance Association’s 50th Anniversary Gala! I am proud to be a Member of the Board of Directors of the New Haven Legal Assistance Association (“NHLAA”) as the Liaison from the Orange Bar Association. NHLAA’s commitment to equal access to justice for all...Read More

This Thanksgiving I am truly grateful for “second chances!”  Read below about how I got my fresh start and how you can get yours, too!My name is Theresa, and I think it is vitally important that my clients and colleagues know who I am and what I have been through on my own financial journey… During...Read More

The issue of lien priority confronts many different players in the real estate market; homebuyers, sellers, and lenders all have to know about priority.  A lien is best defined as a claim on a piece of property for payment of a debt.  If the debt is not paid, permits foreclosure on the property.  The foreclosure...Read More