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Connecticut is losing bank branches at more than twice the national rate: Over the last decade, the number of bank branches in the state has dropped by 201 locations, for an overall closure rate of 16 percent. The national closure rate over the same period was 6 percent. The recent announcement that PeoplesUnited is being acquired by M&T Bank Corporation increases the likelihood that bank branches will continue to close. A preliminary analysis of the proposed branch closures reveals that branches in communities of color or communities adjacent to neighborhoods of color will be closed at higher numbers than those in communities that are majority white.

Recently released data shows extent of mortgage delinquencies in Connecticut communities: Using data from several sources, it is clear that mortgage delinquencies have been at very high levels in many Connecticut communities while the number of people with mortgage forbearances – people falling behind with the temporary permission of their mortgage companies – is also high.

No foreclosure moratorium on mortgages that are not “federally-backed” or non-mortgage foreclosures: Homeowners whose mortgages are not “federally-backed” or who owe condominium fees, real estate taxes, or other real estate related taxes are not protected from foreclosure. See our website for more information.

Judicial Branch is scheduling remote hearings in foreclosure cases:  Since the week of September 14, the Judicial Branch has been scheduling hearings in foreclosure cases where an execution has been requested, a hearing or status conference if necessary, and, in some circumstances, where the foreclosure has not proceeded as quickly as the court would like. If a hearing has been scheduled, the homeowner is supposed to receive notice from court staff providing instructions on how to participate in a remote hearing either by video or phone. On December 17, 2020, the Center sent the Judicial Branch a letter reporting that self-represented parties in some larger judicial districts were being provided with only a few days’ notice by regular mail – for instance, being mailed a letter on Friday of a Monday morning hearing. The Judicial Branch recently reported that self-represented parties should now be receiving two weeks’ notice of any remote hearing.

 Foreclosure mediations starting up again. The Judicial Branch announced today, February 25, that it was resuming foreclosure mediation sessions for eligible mortgage foreclosures. See here for more details.

 Affidavit required for foreclosure filings:  On September 24, the Judicial Branch issued a Standing Order that prohibits any foreclosure action from being filed or moving forward unless the bank or mortgage company files an affidavit stating that the loan is not a federally backed mortgage, is vacant, or is not in forbearance. If the affidavit is not filed with the Court, then the case may be dismissed.


Fionnuala Darby-Hudgens

(she, her, hers)

Director of Operations

Connecticut Fair Housing Center

Cell: (860) 886-3588

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