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Chapter 13 Bankruptcy is designed for people with regular income who are facing financial difficulty but would like to pay all or part of their debts in installments over a period of time (usually 3 or 5 years), and/or for people who do not pass the means test and, therefore, cannot file a Chapter 7...
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Chapter 7 Bankruptcy is designed for people in financial difficulty who do not have the ability to pay back their existing debts (call or texted “Debtors”). The filing of a Chapter 7 petition is designed to result in a discharge of most of the debts you list on your bankruptcy petition. A discharge is a...
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Q: What is bankruptcy? A: Bankruptcy is a legal process for people who cannot afford to pay their bills, and offers them a fresh start. The right to file for bankruptcy is granted by federal law, and all Connecticut bankruptcy cases are handled in federal courts located in New Haven, Bridgeport and Hartford. Q: How...
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I don’t know about you, but I am thrilled that summer is here! After the long, cold winter we had, I can’t wait to get out in the sun! The warm weather brings with it many benefits. There are a whole host of free activities that you can do now that you can get outside....
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Each month, one thing that people spend a significant amount of money on is food. Grocery shopping can be overwhelming, time-consuming, and expensive – but it doesn’t have to be! I’ve created a list of my best grocery shopping hacks to make sure that you keep the costs down and save money when grocery shopping!...
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Most states allow homeowners that file for bankruptcy to protect their homes through the homestead exemption.  The homestead exemption works in Chapter 7 bankruptcy by allowing a homeowner that files for bankruptcy to protect the equity in their home.  The homestead exemption works in Chapter 13 bankruptcy as well.  In Chapter 13 bankruptcy, the amount...
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Just because money is tight right now does not mean that you don’t deserve to celebrate Memorial Day! If you are hoping to find a frugal way to spend time with family and friends as you honor those who have served and ring in the summer, I’ve got some great money-saving tips for having a...
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