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Bankruptcy filings fell 0.3 percent for the 12-month period ending June 30, 2019, according to statistics released by the Administrative Office of the U.S. Courts. Annual bankruptcy filings totaled 773,361, compared with 775,578 cases in the year ending June 2018. Business filings rose by 1.1 percent, just the third time since 2010 that business bankruptcies...
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You have come a very long way, and I want to be the first person to CONGRATULATE you on completing all of your Chapter 13 Bankruptcy Plan Payments, and successfully receiving a Chapter 13 Bankruptcy Discharge!  I understand what an incredible accomplishment this is and admire your determination to clean up your debt and get...
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Congratulations, you have successfully completed your Chapter 13 Bankruptcy case and received your Discharge!  But…just what is a Discharge anyway!?!   The most frequently asked question I get from my clients is “WHAT IS A DISCHARGE?” So, in this Chapter 13 Series Blog installment I am going to fully explain what a Chapter 13 Bankruptcy...
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The last action you must take in your Chapter 13 Bankruptcy Process will be taking the Debtor Personal Financial Management Education Course.  This is actually fun and will be your first step on the road to a healthy financial life! In order to receive your Discharge you must complete an “instructional course concerning personal financial...
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The next step in your Chapter 13 Bankruptcy Process will be to attend your Chapter 13 Bankruptcy Plan Confirmation Hearing.  Do not be alarmed!  You will likely not have to testify at this Hearing at all.  But I will explain below the process leading up to and including your Conformation Hearing, so you can have...
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In my last blog entry of this Chapter 13 Series I explained who the Chapter 13 Trustee is and what role she plays in your Chapter 13 Bankruptcy Case.  In this blog I am going to stay with that topic, and add some information on just what to expect at a typical Section 341 Meeting...
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After your initial consultation, I will analyze your financial circumstances and perform your Means Test. A Means Test is an assessment used to determine if you qualify to file a Chapter 7 Bankruptcy. Before 2005 it was easy to file for bankruptcy; virtually anyone could do so. In 2005 Congress enacted the Bankruptcy Abuse Prevention...
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About a year ago, over the course of many months, in between taking care of my son and clients, I co-authored a book call or texted “Tiger Tactics: Powerful Strategies for Winning Law Firms.”  Below is a sample.  Copies can be ordered on TigerTacticsBook.com. Balance They say when you have a baby, you should sleep...
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THE FIRST STEP on your journey to a fresh start begins with a free and confidential consultation to learn exactly what your options are.  I offer initial consultations at various locations around the state of Connecticut (including Orange, Shelton and Wethersfield) and will strive to find a convenient time and place to meet with you.  I have...
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March 14, 2019 The Census Bureau’s Median Family Income Data accessible through the “Means Testing Information” page has been updated. The U.S. Trustee Program will apply the updated data to all cases filed on or after April 1, 2019. SOURCE: https://www.justice.gov/ust
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