Release the stigma and live a life of financial freedom! The day you receive your Chapter 7 Bankruptcy Discharge is the first Debt-Free day of the rest of your life.  I know it may seem scary at first to think you will have no credit and not be able to fall back on credit cards...Read More

Congratulations, you have successfully completed your Chapter 7 Bankruptcy case and received your Discharge! But…just what is a Discharge anyway!?! One of the most frequently asked question I get from my clients is “WHAT IS A DISCHARGE?” So, in this Chapter 7 Series Blog installment I am going to fully explain what a Chapter 7...Read More

The last action you must take in your Chapter 7 Bankruptcy Process will be taking the Debtor Personal Financial Management Education Course.  This is actually fun and will be your first step on the road to a healthy financial life!   In order to receive your Discharge you must complete an “instructional course concerning personal...Read More

In my last blog entry of this Chapter 7 Series I explained who the Chapter 7 Trustee is and what role he or she plays in your Chapter 7 Bankruptcy Case.  This week I am going to stay with that topic, and add some information on just what to expect at a typical Section 341...Read More

In your Chapter 7 Bankruptcy process there will be 3 main people involved: you, your attorney and the Chapter 7 Bankruptcy Trustee assigned to your case. In short, a Chapter 7 Bankruptcy Trustee is the person who oversees your Bankruptcy Case. There are currently seven Chapter 7 Trustees in the State of Connecticut who are...Read More

In this blog we will explore a very important step in your Chapter 7 Bankruptcy process: Your Chapter 7 Bankruptcy Petition, Signing and Filing. Once you have met with me for your free initial consultation, retained me to file your Chapter 7 Bankruptcy Petition and delivered to me all of the required documents, I will...Read More

Once your Means Test is complete and it is determined that you are a qualified candidate for a Chapter 7 Bankruptcy, I will the instruct you to complete a Credit Counseling Course which is the next step in the Bankruptcy process.  The completion of a Credit Counseling Course is required by the Bankruptcy Code. I...Read More

Once we have met each other at a free initial consultation and you have delivered your documents to me, I will analyze your financial circumstances and perform your Means Test.  A Means Test is an assessment used to determine if you qualify to file a Chapter 7 Bankruptcy. Before 2005 it was easy to file...Read More

During our initial Chapter 7 Bankruptcy consultation, I will go over a list of documents I need to analyze your financial circumstances.  I will ask that you prepare and deliver copies of the documents requested, and that you retain your originals.  These documents, which will include items such as pay stubs, bank statements and household...Read More

When you find yourself in debt and want to learn what your options are, the best thing to do is to find a local law firm that offers free initial Bankruptcy consultations.  I offer free initial consultations in-person with masks and proper social distancing at various locations around the state of Connecticut (including Orange, Shelton...Read More