Each month, one thing that people spend a significant amount of money on is food. Grocery shopping can be overwhelming, time-consuming, and expensive – but it doesn’t have to be! I’ve created a list of my best grocery shopping hacks to make sure that you keep the costs down and save money when grocery shopping!...Read More
Most states allow homeowners that file for bankruptcy to protect their homes through the homestead exemption. The homestead exemption works in Chapter 7 bankruptcy by allowing a homeowner that files for bankruptcy to protect the equity in their home. The homestead exemption works in Chapter 13 bankruptcy as well. In Chapter 13 bankruptcy, the amount...Read More
Just because money is tight right now does not mean that you don’t deserve to celebrate Memorial Day! If you are hoping to find a frugal way to spend time with family and friends as you honor those who have served and ring in the summer, I’ve got some great money-saving tips for having a...Read More
Foreclosure is a horrible experience for most people; you and your family can lose your home. Your credit score will be severely impacted; also your family will have to find a new place to live. The loss of money in an escrow account might also happen. Escrow accounts are special accounts that lenders use to...Read More
Doing something new or different can be scary. You might not know what to expect, which can make you imagine the worst. If you are preparing for a meeting of the creditors or if you are taking your bankruptcy case to court, you naturally might feel nervous and unsure of how to act. The good...Read More
A Missouri jury ordered a debt buyer to pay nearly $83 million to a Kansas City woman it pursued for a $1,000 credit card bill she didn’t owe, NPR affiliate KCUR reports. The jury found Portfolio Recovery Associates LLC guilty of violating the Fair Debt Collection Practices Act, for which it will pay $250,000 in...Read More
Have you tackled your wallet cleaning project, and are now looking for a bigger challenge? Consider cleaning out your home! When you’re living on a budget, every dollar counts! To make a little extra cash, you might want to consider partaking in the spring cleaning ritual and selling some of your old possessions. As the...Read More
If you have difficulty with managing your finances, one thing that you can do to improve this situation is to make sure that you are keeping your money in the right place. Some people have accounts with banks, while others use credit unions. In most cases, you haven’t given these entities much thought, or seriously...Read More
Success-after-bankruptcy stories make my heart sing. I spend the majority of my life stomping out the stigma of Bankruptcy. People should not feel like they will be judged or discriminated for seeking a second chance. Especially when it’s their basic constitutional right. So, when I posted on Facebook that I was watching the Preakness Stakes...Read More
