“Credit Monitoring” is when one screens his or her own credit history in order to detect any suspicious activities or changes. Various companies such as Lifelock, offers their services on a subscription basis to help people who are interested in the service to detect credit related fraud and identity theft. However, is this extra layer...Read More

“Theresa really helped me through a difficult situation and provided a simple solution at a reasonable rate. I highly recommend Theresa for legal matters.” –T.C. “Back in the early 2000s, I taught Alternative Dispute Resolution at the Southern New England School of Law (now the UMass School of Law). Theresa was a star student in...Read More

Chapter 9 bankruptcy was put in place in order to provide protection from creditors for municipalities that have financial problems.  Municipalities that are readjusting their debts need protection from creditors, just like the average person does.  Chapter 9 bankruptcy provides the refinancing of debt, the reduction of interest or principal, and the extension of debt...Read More

If you have decided to file for bankruptcy, the next step is hiring a bankruptcy lawyer.  Such lawyers are familiar with bankruptcy laws and cases, and can help make the bankruptcy process as easy and pain-free as possible.  However, all bankruptcy lawyers are not the same.  There are some questions that you should consider asking...Read More