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If you owe federal income taxes to the Internal Revenue Service (IRS), you may be able to discharge the debt in Bankruptcy.  In order to do so you must qualify for Chapter 7 Bankruptcy and all of the following conditions must be met: The taxes that you owe are, in fact, income taxes and not...
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If you are in the process of getting divorced, it would be wise to consult a consumer attorney to analyze your financial circumstances, ensuring all of your obligations will be accounted for in the Divorce Decree/Separation Agreement, and to determine if you can handle paying them once you go back to a single income after...
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A: The date on which the 90-day waiting period for a divorce begins. Also, the date that starts the countdown for things taking place in a case, including the deadlines for filing certain papers, including the date by which the defendant should file an appearance. Nothing happens in court on the return date and no...
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     “Do I need to bring anything?” This is the most frequently asked question I get when making an appointment for an initial consultation with a new client. The answer is always “no.” All I need to help you…is you!      If you, or someone you know, has a legal issue, the best thing to...
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When you find yourself in debt and want to learn what your options are, the best thing to do is to find a local law firm that offers free initial Bankruptcy consultations.  We offer free initial consultations at our office or your home.  We have day, evening and weekend appointments available and will even skype with you!...
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If you’re living on a tight budget and find yourself barely scraping by from paycheck to paycheck, getting your tax refund might seem like an incredible gift. However, you want to use this gift wisely. While it is natural to want to spend your tax refund immediately, there are better ways to use this money, especially...
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Everyone should have a basic estate plan, especially if you have children. We offer a very affordable package that includes the following documents: Last Will and Testament Living Will Power of Attorney Call or Text today to set up a free appointment to discuss your personalized estate plan with Attorney Theresa Rose DeGray, who can...
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Trying to decide if filing for bankruptcy is the right option for you can be a stressful process.  There is a lot to consider and it is important to fully understand your financial situation and how filing for bankruptcy can help or hurt you.  Once you actually decide to file for bankruptcy, some of the...
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If you take a few moments to call or text each of these companies and request a copy of your credit report, you can bring in the reports and Attorney Theresa Rose DeGray will analyze your financial situation and give you a free consultation on how to clean up your credit. Contact us at www.ConsumerLegalServicesLLC.com or 203-713-8877to make your...
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