Just because money is tight right now does not mean that you don’t deserve to celebrate Memorial Day! If you are hoping to find a frugal way to spend time with family and friends as you honor those who have served and ring in the summer, I’ve got some great money-saving tips for having a...Read More
Foreclosure is a horrible experience for most people; you and your family can lose your home. Your credit score will be severely impacted; also your family will have to find a new place to live. The loss of money in an escrow account might also happen. Escrow accounts are special accounts that lenders use to...Read More
Doing something new or different can be scary. You might not know what to expect, which can make you imagine the worst. If you are preparing for a meeting of the creditors or if you are taking your bankruptcy case to court, you naturally might feel nervous and unsure of how to act. The good...Read More
A Missouri jury ordered a debt buyer to pay nearly $83 million to a Kansas City woman it pursued for a $1,000 credit card bill she didn’t owe, NPR affiliate KCUR reports. The jury found Portfolio Recovery Associates LLC guilty of violating the Fair Debt Collection Practices Act, for which it will pay $250,000 in...Read More
Have you tackled your wallet cleaning project, and are now looking for a bigger challenge? Consider cleaning out your home! When you’re living on a budget, every dollar counts! To make a little extra cash, you might want to consider partaking in the spring cleaning ritual and selling some of your old possessions. As the...Read More
Success-after-bankruptcy stories make my heart sing. I spend the majority of my life stomping out the stigma of Bankruptcy. People should not feel like they will be judged or discriminated for seeking a second chance. Especially when it’s their basic constitutional right. So, when I posted on Facebook that I was watching the Preakness Stakes...Read More
It’s that time of year again. Tag sale signs are going up, and your friends are talking about spring-cleaning. Every year, you intend to partake in the spring-cleaning ritual. It sounds good, doesn’t it? Sorting through things you don’t need, and selling them for a bit of extra cash, or donating them to people in...Read More
It’s a bit of a catch-22, isn’t it? In order to build your credit, you need to have and use a credit card. But in order to qualify for many credit cards, you need to have good credit. What are you supposed to do when you know that your credit is bad, and you fear...Read More
A sure-fire way to get into debt quickly is to start accumulating interest on some type of balance. Whether you’re dealing with a student loan, a mortgage, or a credit card, interest is the kiss of death for those trying to get out of debt and stay out of debt. It can be very difficult...Read More
A AKA: “Also known as”. Used to list aliases or another name, or another spelling of a name used by a person. Accelerated Rehabilitation: Also call or texted AR. A program that gives persons charged with a crime or motor vehicle violation for the first time a second chance. The person is placed on probation...Read More
