While few Connecticut residents file for Chapter 12 bankruptcy, this is an option.  However, you must meet specific requirements in order to qualify for Chapter 12 bankruptcy.  If you are eligible for Chapter 12 bankruptcy, you might want to consider applying for it. Chapter 12 bankruptcy is designed for family fishermen or family farmers with...Read More

If you’ve finally made up your mind to file for bankruptcy in Connecticut, there are some things you need to know.  First and foremost, you need to know where your case will be filed.  There are three offices in the state of Connecticut that allow you to file for bankruptcy.  They are located in Bridgeport,...Read More

You’ve just graduated from college.  Four years of writing papers, cramming for tests, and juggling your social, academic, and work life are now behind you.  You have the golden ticket to get you the perfect job – A Bachelor’s degree.  Now you can move into a cool apartment, make tons of money, and pay off...Read More

Most people don’t think that bankruptcy will happen to them.  It isn’t something that many people plan for.  However, bankruptcy is undeniably on the rise in America.  Over the past few decades, an alarming number of Americans have been unable to pay off their debts on their own.  This has caused more and more people...Read More

Filing for bankruptcy can be overwhelming. It is normal to feel confused, scared and even hopeless when you begin the process. You will be faced with many foreign terms, procedural requirements and rules. One of the strange terms you will come across right away is the “mailing matrix.” Also referred to as the “creditor mailing...Read More

Filing for bankruptcy is a big life decision. As such, you shouldn’t rush into it. Since filing for bankruptcy is not always the best option, it is important to take the following alternatives into consideration before deciding to file for bankruptcy. Negotiation Believe it or not, creditors are often willing to negotiate with you to settle...Read More

If you’re thinking about filing for bankruptcy, you might not be sure of which debts are dischargeable in bankruptcy and which are not. One type of bankruptcy that most people think is not dischargeable in bankruptcy is back rent. However, this rent can actually be discharged as unsecured debt. If you are behind on your...Read More

An adversary proceeding is separate from the bankruptcy case that is taking place and it is important to understand this distinction. Put simply, an adversary proceeding is a separate lawsuit that arises during the bankruptcy case when a complaint is filed. An adversary proceeding is heard in front of a judge and is thus a judicial mechanism...Read More

You’re at the end of your wits. The call or texts come in non-stop. When you get home from work, there are messages on your answering machine. When you’re cooking dinner, the phone rings. When you’re eating dinner, the phone rings. When you’re watching Game of Thrones, the phone rings. When you’re trying to sleep,...Read More

If you’re an individual and feel that there is no way out of your debt troubles — filing bankruptcy may be your best option. Individuals file personal bankruptcy because they need financial relief and seek a second start: A Chapter 7 bankruptcy or a Chapter 13 Bankruptcy can help you overcome problems if: • You...Read More