“Leverage: the use of a small initial investment…to gain a very high return.” — Dictionary.com           I have been debating how to talk about this in a delicate manner and I simply could not figure it out. So, I will just come out and say it: People being crushed by debt can leverage their tax...Read More

If you owe federal income taxes to the Internal Revenue Service (IRS), you may be able to discharge the debt in Bankruptcy.  In order to do so you must qualify for Chapter 7 Bankruptcy and all of the following conditions must be met: The taxes that you owe are, in fact, income taxes and not...Read More

Bankruptcy is a choice that may help if you are facing serious financial problems.  You may be able to cancel your debts, stop collection call or texts, and get a fresh financial start.  Bankruptcy can help with some financial problems, but does not guarantee you will avoid financial problems in the future.  If you choose...Read More

A decision to file for bankruptcy should be made only after determining that bankruptcy is the best way to deal with your financial problems.  This blog can not explain every aspect of the bankruptcy process.  If you still have questions after reading it, contact Consumer Legal Services, LLC for a FREE consultation today! What Is...Read More

Are you maxed out on your credit cards? Have you recently been laid off? Do you have unexpected medical bills? Is your phone ringing off the hook with aggressive bill collectors? Has your mortgage ballooned out of control? In a nutshell, are your bills more than you can pay? Fortunately, there’s a bailout available to...Read More