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theresa degray
Trying to make this summer one to remember without any expensive vacations? No need to worry! Here are five summer ideas both you and your children will love. Bike Ride/ Walk: Find a park, a city, or just do it around your neighborhood. Bike riding is a good exercise for both you and your children...
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During our initial Chapter 13 Bankruptcy consultation, I will go over a list of documents I need to analyze your financial circumstances. Initially I will use these documents to prepare your Statement of Current Monthly Income and ultimately to prepare your Chapter 13 Bankruptcy Petition and Plan for repayment. I will ask that you prepare...
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For many people, divorce and bankruptcy go hand-in-hand. Financial issues can put a strain on a marriage and lead to divorce. If you are thinking of filing for divorce and filing for bankruptcy, you might not be sure if you should file a joint bankruptcy before your divorce is finalized, or if you should file...
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Q: What is bankruptcy? A: Bankruptcy is a legal process for people who cannot afford to pay their bills, and offers them a fresh start. The right to file for bankruptcy is granted by federal law, and all Connecticut bankruptcy cases are handled in federal courts located in New Haven, Bridgeport and Hartford. Q: How...
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Doing something new or different can be scary. You might not know what to expect, which can make you imagine the worst. If you are preparing for a meeting of the creditors or if you are taking your bankruptcy case to court, you naturally might feel nervous and unsure of how to act. The good...
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A Missouri jury ordered a debt buyer to pay nearly $83 million to a Kansas City woman it pursued for a $1,000 credit card bill she didn’t owe, NPR affiliate KCUR reports. The jury found Portfolio Recovery Associates LLC guilty of violating the Fair Debt Collection Practices Act, for which it will pay $250,000 in...
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Have you tackled your wallet cleaning project, and are now looking for a bigger challenge? Consider cleaning out your home! When you’re living on a budget, every dollar counts! To make a little extra cash, you might want to consider partaking in the spring cleaning ritual and selling some of your old possessions. As the...
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It’s that time of year again. Tag sale signs are going up, and your friends are talking about spring-cleaning. Every year, you intend to partake in the spring-cleaning ritual. It sounds good, doesn’t it? Sorting through things you don’t need, and selling them for a bit of extra cash, or donating them to people in...
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  My name is Theresa, and I think it is vitally important that my clients and colleagues know who I am and what I have been through on my own financial journey… During my college and law school years I was affected by medical issues and did not have insurance.  I took student loans to pay for...
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