Everyone should have a basic estate plan, especially if you have children. We offer a very affordable package that includes the following documents: Last Will and Testament Living Will Power of Attorney Call or Text today to set up a free appointment to discuss your personalized estate plan with Attorney Theresa Rose DeGray, who can...Read More

Are you maxed out on your credit cards? Have you recently been laid off? Do you have unexpected medical bills? Is your phone ringing off the hook with aggressive bill collectors? Has your mortgage ballooned out of control? In a nutshell, are your bills more than you can pay? Fortunately, there’s a bailout available to...Read More

When you’re pressured by Foreclosure In today’s housing market, many people are facing potential mortgage foreclosure even the people who never imagined that this could happen to them. Maybe you had to move because your family grew, you got a divorce or you needed to relocate for a job. Or maybe you cannot close the...Read More

Do you Qualify for Bankruptcy? Are you frequently late in paying your bills? Do unexpected expenses cause a serious strain on your finances? Do you constantly worry about paying your bills on time? Are you behind on any of your debts? Has your income decreased in the past six months? Have your wages been garnished...Read More

What is Bankruptcy? Bankruptcy is a legal proceeding afforded to people (or businesses) who are unable to handle a financial crisis. Bankruptcy is made available by federal law so that you can have a fresh start. How Does Bankruptcy Work? After an individual qualifies and files a bankruptcy, legal protections are then instilled by the...Read More

What is Chapter 7 Bankruptcy? Chapter 7 Bankruptcy was enacted to allow persons who are hopelessly burdened by debt to have an opportunity for a new beginning by wiping out unsecured debts (debts that aren’t tied to any specific item of property, most commonly credit cards). Chapter 7 is designed for persons who cannot afford...Read More

Background Chapter 12 is designed for “family farmers” or “family fishermen” with “regular annual income.” It enables financially distressed family farmers and fishermen to propose and carry out a plan to repay all or part of their debts. Under chapter 12, debtors propose a repayment plan to make installments to creditors over three to five...Read More

    We had an excellent turnout at the 2015 Network of Executive Women’s Girls Night Out!  Thank you to all who participated and supported the event!Read More

If you’re trying to save money, you might be wondering when you should skimp and when you should proceed as you normally would. Birthdays and holidays are events that can be particularly hard to handle while you are trying to save money because these occasions are usually expensive. With Thanksgiving approaching, it is important that...Read More

I love the summer, but by the time it draws to an end and the leaves start changing, I get excited for autumn in the Northeast. For me, fall signifies hiking through the foliage, apple cider, and of course, all things pumpkin! If you’ve got that fall pumpkin craving, check out these awesome and cheap...Read More