State of Connecticut By His Excellency Wilbur L. Cross, Governor Wilbur Lucius Cross (1862-1948) Wilbur Cross was an educator and politician who served as governor of Connecticut during one of the most turbulent and challenging times in America’s history. Growing up in Mansfield, he earned his doctorate from Yale in 1889 and spent several years...Read More
Article I, Section 8, of the United States Constitution authorizes Congress to enact “uniform Laws on the subject of Bankruptcies.” Under this grant of authority, Congress enacted the “Bankruptcy Code” in 1978. The Bankruptcy Code, which is codified as title 11 of the United States Code, has been amended several times since its enactment. It...Read More
Oftentimes Bankruptcy and Divorce go hand-in-hand. If you are in the process of getting divorced, it would be wise to consult a consumer attorney to analyze your financial circumstances, ensuring all of your obligations will be accounted for in the Divorce Decree/Separation Agreement, and to determine if you can handle paying them once you go...Read More
Did you know Student Loans are discharge-able in Bankruptcy? Well, they are but only if you meet three strict requirements: (1) Poverty, (2) Persistence and (3) Good Faith. It’s call or texted the Brunner Test. Basicall or texty it means if you can prove an “undue hardship” you can eliminate Student Loan Debt in...Read More
Please join The Network of Executive Women, an affiliate of the Orange Chamber of Commerce for a fun night out that raises scholarship money for deserving women. Enjoy fine wine tastings Sample fare from local restaurants Enter our raffle and silent auction Network with over 200+ professional women Shop our unique vendor tables for yourself or...Read More
by Seena Gressin Re-posted from the Federal Trade Commission Website If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies. Here are the facts, according...Read More
Carnivals are great places to go where families can have fun times together and make great memories. With no admission fees to most Carnivals, often folks have the impression that they are inexpensive. Unfortunately, that is not always the case. The cost of food, games, and rides most certainly adds up and a so-call or texted “inexpensive”...Read More
Every year I re-read the Declaration of Independence and meditate on the amazing freedoms I enjoy (and sometimes admittedly, take for granted). This year I have been studying the history of Bankruptcy in America and came across this wonderful book call or texted Republic of Debtors: Bankruptcy in the Age of American Independence by Bruce...Read More
IN CONGRESS, JULY 4, 1776 The unanimous Declaration of the thirteen united States of America When in the Course of human events it becomes necessary for one people to dissolve the political bands which have connected them with another and to assume among the powers of the earth, the separate and equal station to which...Read More
STEP TWO: If your current monthly income is greater than the median income for your state and household size, there is, in technical terms, a “presumption of abuse.” In order to rebut the presumption, or in other terms, to pass the means test by using the second step, the means test’s second section allows you...Read More
