In your Chapter 13 Bankruptcy process there will be 3 main characters: you, your attorney and the Chapter 13 Bankruptcy Trustee. The Chapter 13 Bankruptcy Trustee is the person who oversees your Bankruptcy Case. There is currently only one Chapter 13 Trustee in the State of Connecticut, who is appointed by the United States Trustee. ...Read More

In my last blog I discussed your Chapter 13 Bankruptcy Petition Signing.  Also at that appointment we will go over your Chapter 13 Bankruptcy Plan which will be filed with the Court along with your Petition.  This blog will give you a general overview of a typical Chapter 13 Bankruptcy Plan (hereinafter referred to as...Read More

After your initial consultation, I will analyze your financial circumstances and perform your Means Test. A Means Test is an assessment used to determine if you qualify to file a Chapter 7 Bankruptcy. Before 2005 it was easy to file for bankruptcy; virtually anyone could do so. In 2005 Congress enacted the Bankruptcy Abuse Prevention...Read More

THE FIRST STEP on your journey to a fresh start begins with a free and confidential consultation to learn exactly what your options are.  I offer initial consultations at various locations around the state of Connecticut (including Orange, Shelton and Wethersfield) and will strive to find a convenient time and place to meet with you.  I have...Read More

March 14, 2019 The Census Bureau’s Median Family Income Data accessible through the “Means Testing Information” page has been updated. The U.S. Trustee Program will apply the updated data to all cases filed on or after April 1, 2019. SOURCE: https://www.justice.gov/ustRead More

“Leverage: the use of a small initial investment…to gain a very high return.” — Dictionary.com           I have been debating how to talk about this in a delicate manner and I simply could not figure it out. So, I will just come out and say it: People being crushed by debt can leverage their tax...Read More

A Guest Blog by Joshua M. Dickinson, CPA Now is the perfect time to come clean and catch-up on your outstanding tax obligations. Connecticut has introduced “CT Fresh Start” which is a Connecticut tax amnesty program which runs through November 30, 2018. Almost all tax types are eligible under the program including both business and...Read More

MEANS TEST NUMBERS ARE GOING DOWN   Bad News in the Bankruptcy World: Bankruptcy qualification is based solely on household income. Every six months or so the Office of the United States Trustee changes the Means Testing figures. Come Novermber 1, 2018, the Means Testing Numbers are going down. This directly results in less people being qualified to file for Bankruptcy. Good News For You:...Read More

If you are over the age of 18, you need an “Estate Plan,” especially if you have children. A basic estate plan consists of three documents: A “Power of Attorney,” which appoints someone you choose who will have the power to do things on your behalf such as banking, real estate and other transactions if...Read More