You’re at the end of your wits. The call or texts come in non-stop. When you get home from work, there are messages on your answering machine. When you’re cooking dinner, the phone rings. When you’re eating dinner, the phone rings. When you’re watching Game of Thrones, the phone rings. When you’re trying to sleep,...Read More

If you are in debt, you will probably be interested in hearing that the FDCPA is not the only act that protects your rights from debt collectors and creditors. There is another act that seeks to regulate the way that information such as credit information is collected and disseminated. This act is the Fair Credit...Read More

For most college students, going away on spring break is a rite of passage, an item to check off of the “college experience” bucket list. While taking a trip with friends for spring break can be a blast, and you’ll make memories that you’ll talk about for years to come, a big trip can cause...Read More

Continuing with the Bankruptcy Success Series, this time we are featuring fellow Connecticut resident P.T. Barnum.  Yes, this famous showman and businessman was excellent at displaying oddities and wowing crowds worldwide, but he was not always diligent with his money. P.T. Barnum is a Connecticut legend – many of you may have visited the P.T....Read More

When you find yourself in debt and want to learn what your options are, the best thing to do is to find a local law firm that offers free initial Bankruptcy consultations.  I offer free initial consultations at various locations around the state of Connecticut (including Orange, Shelton, Hartford and Guilford) and will strive to...Read More

The Fair Debt Collection Practices Act (or “FDCPA” for short), was approved by Congress on September 20, 1977, amended and codified as 15 U.S.C § 1692.  It is a consumer protection amendment, which established legal protection from abusive debt collection practices as stated in the Consumer Credit Protection Act, as Title VIII of that Act...Read More

“Credit Monitoring” is when one screens his or her own credit history in order to detect any suspicious activities or changes. Various companies such as Lifelock, offers their services on a subscription basis to help people who are interested in the service to detect credit related fraud and identity theft. However, is this extra layer...Read More

If you’ve been doing research on bankruptcy, you are probably pretty familiar with Chapter 7 and Chapter 13 bankruptcy.  However, these are not the only bankruptcy options.  There are some other kinds of bankruptcy that you should consider before deciding which is best for you.  Chapter 20 bankruptcy and Chapter 9 bankruptcy are both good...Read More