Upon filing for Bankruptcy an “Automatic Stay” goes into effect immediately and stops creditors from all collection activity. That means, the moment a Bankruptcy is filed, it automaticall or texty stops: All Harassment Utility Shut-Offs Foreclosures Evictions Repossessions Wage Garnishments Tax Levies Bankruptcy will give you the time to breathe and regroup. If you are facing these, […]
When it comes to debt there are two main types, secured and unsecured. In Chapter 7 and Chapter 13 bankruptcy knowing the difference between both is very important so you can implement a proper plan. Even if you aren’t filing bankruptcy it is still good to know what the differences are between the debts. First, […]
If you are over the age of 62 and planning on staying in your own home, a Reverse Mortgage may be for you, and you will want to read this eNewsletter very carefully because recently the Reverse Mortgage Laws have changed. Due to those changes, I sat down with an experienced Reverse Mortgage Consultant to […]
Whenever someone comes to see me about issues with their mortgage, the first question I ask is always: “Do you want to keep your home?” And I always expect a very long answer because there are a lot of considerations when making that decision. Factors include but are not limited to: Can I really afford it? […]
Here you are in your golden years and you’re also in overwhelming debt. The question now becomes “what should you do?” If you have retirement savings, you can use that to pay down debt, but then you won’t have anything left to live on. Or, a smarter choice, would be to keep your retirement savings, […]
Perhaps mold is a concern because you are purchasing a home and your inspection is soon, or maybe you suspect the presence of mold in your current home. Mold spores are present everywhere we live and breathe. Mold spores enter our homes through open windows, our shoes from outside, or items we bring inside. It […]
DEUTSCHE BANK NATIONAL TRUST COMPANY,TRUSTEE v.JOSEPH R. PONGER ET AL.(AC 41014) DiPentima, C. J., and Moll and Sullivan, Js. Syllabus The plaintiff bank sought to foreclose a mortgage on certain real property owned by the defendant T and her former spouse, P. T and P had executed a mortgage deed, and P had executed a […]
Attorney Jay Ruane became a lawyer in October 1998. Since then, he has quickly become one of the Northeast’s most recognized DUI Defense attorneys. Jay Ruane also started his career as a public defender. There, he worked with a complicated docket of 100’s of pending DUI cases. As he developed his skills as a public defender, he realized that […]
Each month, the one thing that people spend a significant amount of money on is food. Grocery shopping can be overwhelming, time-consuming, and expensive – but it doesn’t have to be! I’ve created a list of my best grocery shopping hacks to make sure that you keep the costs down and save money when grocery […]
Choosing the Right Credit Card Processor for your Business Choosing the right credit card processor for your business is a lot more important than you might think. In this under-regulated industry, here are some of the top questions to ask when deciding who to use for your business: IS THERE A CONTRACT? Most processors will […]
