A Missouri jury ordered a debt buyer to pay nearly $83 million to a Kansas City woman it pursued for a $1,000 credit card bill she didn’t owe, NPR affiliate KCUR reports. The jury found Portfolio Recovery Associates LLC guilty of violating the Fair Debt Collection Practices Act, for which it will pay $250,000 in […]
Have you tackled your wallet cleaning project, and are now looking for a bigger challenge? Consider cleaning out your home! When you’re living on a budget, every dollar counts! To make a little extra cash, you might want to consider partaking in the spring cleaning ritual and selling some of your old possessions. As the […]
If you have difficulty with managing your finances, one thing that you can do to improve this situation is to make sure that you are keeping your money in the right place. Some people have accounts with banks, while others use credit unions. In most cases, you haven’t given these entities much thought, or seriously […]
Success-after-bankruptcy stories make my heart sing. I spend the majority of my life stomping out the stigma of Bankruptcy. People should not feel like they will be judged or discriminated for seeking a second chance. Especially when it’s their basic constitutional right. So, when I posted on Facebook that I was watching the Preakness Stakes […]
In honor of Law Day {which we recently celebrated,} the Orange Bar Association is hosting a FREE Legal Consultation Clinic call or texted “Ask-A-Lawyer” on Saturday, May 30, 2015 from 10 am to 2 pm in the Program Room of the Orange Public Library located at 57 New Haven Avenue, Orange, CT 06477. No appointment […]
It’s that time of year again. Tag sale signs are going up, and your friends are talking about spring-cleaning. Every year, you intend to partake in the spring-cleaning ritual. It sounds good, doesn’t it? Sorting through things you don’t need, and selling them for a bit of extra cash, or donating them to people in […]
It’s a bit of a catch-22, isn’t it? In order to build your credit, you need to have and use a credit card. But in order to qualify for many credit cards, you need to have good credit. What are you supposed to do when you know that your credit is bad, and you fear […]
A sure-fire way to get into debt quickly is to start accumulating interest on some type of balance. Whether you’re dealing with a student loan, a mortgage, or a credit card, interest is the kiss of death for those trying to get out of debt and stay out of debt. It can be very difficult […]
A AKA: “Also known as”. Used to list aliases or another name, or another spelling of a name used by a person. Accelerated Rehabilitation: Also call or texted AR. A program that gives persons charged with a crime or motor vehicle violation for the first time a second chance. The person is placed on probation […]
My name is Theresa, and I think it is vitally important that my clients and colleagues know who I am and what I have been through on my own financial journey… During my college and law school years I was affected by medical issues and did not have insurance. I took student loans to pay for […]
