Consumer Legal Services, LLC BLOG

Connecticut is losing bank branches at more than twice the national rate: Over the last decade, the number of bank branches in the state has dropped by 201 locations, for an overall closure rate of 16 percent. The national closure rate over the same period was 6 percent. The recent announcement that PeoplesUnited is being...Read More

February 25, 2021: Notice of resumption of mediation in cases in the Foreclosure Mediation Program (“FMP”) involving non-federally backed mortgages. Beginning March 1, 2021, the Judicial Branch will resume scheduling FMP premediations and mediations in cases that do not involve federally backed mortgages. At this time, all premediations and mediations will be held virtually, not...Read More

“A Supreme Court January 14 decision holds that a secured creditor’s retention of property repossessed before a bankruptcy is filed does not violate the automatic stay.” Source: NCLC.org (Slip Opinion)                       OCTOBER TERM, 2020                                            1 Syllabus NOTE: Where it is feasible, a syllabus (headnote) will be released, as is being done in connection with this case,...Read More

Things that keep me going as we hit the one year mark of Corona and the quarantine, a guest post by Christina Bianchi: So it’s almost been a full year since the beginning of the corona virus and have you been going stir crazy? Because I officially have been, and if you’re anything like me...Read More

Case Evaluation Hearings are intended primarily for pending matters that have not had previous court dates. The purpose of a Case Evaluation Hearing is to determine the specific issues in the case, the likelihood of the parties reaching an agreement, the amount of court involvement needed, and the scheduling of further proceedings. If the court...Read More

Release the stigma and live a life of financial freedom! The day you receive your Chapter 7 Bankruptcy Discharge is the first Debt-Free day of the rest of your life.  I know it may seem scary at first to think you will have no credit and not be able to fall back on credit cards...Read More

ADDRESSING CLIENTS’ NEEDS DURING THE COVID-19 PANDEMIC January 29, 2021 “Home, for some people, is the last bulwark against the gnawing, snarling, wolf of poverty, the pain of hunger, and now, the risk of death by slow and wrenching suffocation from COVID-19. Some of our hardest working citizens find shelter with family. Some have to live...Read More

Congratulations, you have successfully completed your Chapter 7 Bankruptcy case and received your Discharge! But…just what is a Discharge anyway!?! One of the most frequently asked question I get from my clients is “WHAT IS A DISCHARGE?” So, in this Chapter 7 Series Blog installment I am going to fully explain what a Chapter 7...Read More

The last action you must take in your Chapter 7 Bankruptcy Process will be taking the Debtor Personal Financial Management Education Course.  This is actually fun and will be your first step on the road to a healthy financial life!   In order to receive your Discharge you must complete an “instructional course concerning personal...Read More