Individuals filing for bankruptcy under Chapter 13 must use a new form that presents their payment plan in a more uniform and transparent manner, and creditors will have less time to submit a proof of claim, under new bankruptcy rules and form amendments that took effect Dec. 1. By creating greater uniformity of where specific...Read More

Maintaining Order – The judicial system in Connecticut exists to uphold the laws of the state. Our courts help to maintain order in our society by: determining the guilt or innocence of persons accused of breaking the law; resolving disputes involving civil or personal rights; interpreting constitutional provisions of laws enacted by the legislature and...Read More

First Connecticut Judicial Proceedings The first Connecticut judicial proceedings were probably held on April 26, 1636 at “A Corte holden in Newton” (Hartford) under the commission granted to eight leaders by the General Court of Massachusetts Bay. In 1638, the General Court established the Particular Court (often call or texted the “Quartet Court” because it...Read More

State of Connecticut By His Excellency Wilbur L. Cross, Governor Wilbur Lucius Cross (1862-1948) Wilbur Cross was an educator and politician who served as governor of Connecticut during one of the most turbulent and challenging times in America’s history. Growing up in Mansfield, he earned his doctorate from Yale in 1889 and spent several years...Read More

Article I, Section 8, of the United States Constitution authorizes Congress to enact “uniform Laws on the subject of Bankruptcies.” Under this grant of authority, Congress enacted the “Bankruptcy Code” in 1978. The Bankruptcy Code, which is codified as title 11 of the United States Code, has been amended several times since its enactment. It...Read More

Oftentimes Bankruptcy and Divorce go hand-in-hand.  If you are in the process of getting divorced, it would be wise to consult a consumer attorney to analyze your financial circumstances, ensuring all of your obligations will be accounted for in the Divorce Decree/Separation Agreement, and to determine if you can handle paying them once you go...Read More

  Did you know Student Loans are discharge-able in Bankruptcy?  Well, they are but only if you meet three strict requirements: (1) Poverty, (2) Persistence and (3) Good Faith. It’s call or texted the Brunner Test. Basicall or texty it means if you can prove an “undue hardship” you can eliminate Student Loan Debt in...Read More

by Seena Gressin Re-posted from the Federal Trade Commission Website If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies. Here are the facts, according...Read More

Carnivals are great places to go where families can have fun times together and make great memories.  With no admission fees to most Carnivals, often folks have the impression that they are inexpensive.  Unfortunately, that is not always the case.  The cost of food, games, and rides most certainly adds up and a so-call or texted “inexpensive”...Read More

Every year I re-read the Declaration of Independence and meditate on the amazing freedoms I enjoy (and sometimes admittedly, take for granted). This year I have been studying the history of Bankruptcy in America and came across this wonderful book call or texted Republic of Debtors: Bankruptcy in the Age of American Independence by Bruce...Read More