News & Information | Consumer Legal Services LLC

Aug

Bankruptcy Basics – Part 4: Filing for Bankruptcy

How does someone file a bankruptcy case? In order to file for bankruptcy, an individual must take a credit counseling course to learn about alternatives to bankruptcy as well as accurately complete and file a number of documents. SOURCE: Federal Judiciary Channel 0:01 The following program was produced by 0:03 the United States Courts. 0:09 […]

Aug

Bankruptcy Basics – Part 3: Limits of Bankruptcy

Certain types of debt, such as child support, alimony, and most student loans, cannot be discharged in bankruptcy. Wrongful conduct may make some debts non-dischargeable. Examples of such conduct are incurring credit card charges without the intent or ability to repay, or obtaining loans using false financial information. SOURCE: Federal Judiciary Channel (YouTube) TRANSCRIPT: 0:01 The […]

Aug

Bankruptcy Basics – Part 2: Types of Bankruptcy

A brief review of the three main types of bankruptcy cases for individuals chapters 7, 11, and 13. The most common types of bankruptcy are chapter 7, which are liquidating bankruptcy, and chapter 13 cases, often used by individuals who want to catch up on past due mortgage or car loan payments and keep their […]

Aug

Bankruptcy Basics – Part 1: Introduction

What is bankruptcy? What happens in a bankruptcy case? Bankruptcy is a legal process that provides relief for individuals who can no longer pay all of their debts. If you are considering bankruptcy, this video will give you basic information about the process, the relief it offers, and how to find the legal help you […]

Aug

5 Affordable New England Summer Activities

Do you live in the New England area and are you looking for inexpensive activities for you and your family? There are plenty of family friendly places you may go to while in the New England area. Below are 5 cheap or even free New England activities you should check out! Hiking/Walking. It does matter what state […]

Aug

I help people

I help people start fresh in bankruptcy and family matters. I help people get divorced amicably. I help people keep their homes in foreclosures, or exit gracefully in bankruptcy. I help people avoid high legal fees. I help people by offering free consultations. Call or Text me if you would like to schedule a free […]

Aug

5 Ways To Save Money At A Carnival!

Carnivals are a place that families go in order to have a fun night out together. With no admission fees to most carnivals or fairs, people have the impression that they are inexpensive. Although, unfortunately that is not always the case with these game-filled and ride oriented affairs. The cost of food, games, and rides […]

Aug

5 Inexpensive New England Getaways!

Trying to plan a weekend getaway but don’t quite have the money for it? No worries – I have compiled a list of cheap weekend trips that are perfect for New England in the summertime. Cape Ann, Massachusetts. Located just 40 miles north of Boston, this town can be reached by train or car. There […]

Aug

AN ACT CONCERNING A NONADVERSARIAL DISSOLUTION OF MARRIAGE (Effective October 1, 2015)

Be it enacted by the Senate and House of Representatives in General Assembly convened: Section 1. (NEW) (Effective October 1, 2015) (a) An action for a nonadversarial dissolution of marriage may be commenced by the filing of a joint petition in the judicial district in which one of the parties resides. The joint petition shall […]

Aug

Attorney DeGray and Consumer Legal Services, LLC will have a booth at the Annual Orange Oyster Festival on August 15, 2015

Come out on SATURDAY, AUGUST 15, 2015 FROM 10am TO 5pm and meet Attorney Theresa Rose DeGray in person at the 41st Annual Orange Oyster Festival! This year we will be raffling off a few great prizes including an Estate Planning Package…and don’t forget to pick up some swag like pens and magnets after you shuck some oysters. We will […]

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